Debt-to-Income Ratios

Debt-To-Income Ratios for Home Financing

The debt-to-income ratio is a formula lenders use to calculate how much of your monthly income will be available for a monthly mortgage payment, after you have paid your other monthly debts.

If you want to calculate your own numbers, we offer a Mortgage Loan Qualification Calculator:

Give Cody Reid's Team a call today!

**Not all applicants will qualify. Please meet with a licensed loan originator for more information. Rates, fees, terms, and programs are subject to change without notice. Not all loans, loan sizes, or products may apply. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and final credit approval. Approvals are subject to underwriting guidelines and program guidelines and are subject to change without notice. OriginPoint LLC has no affiliation, association, and is in no way officially connected with the mortgage calculator link provided, as this is just for consumer personal use only and is not intended to replace professional financial advice.**

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Cody Reid NMLS ID: 218862; AZ - 1016196, CA - CA-DBO218862, CO - 100513692, CT - LO-218862, FL -LO67686, GA - 42575, KS - LO.0043213, MA - MLO218862, MD - 218862, ME - Licensed, NC - I-194369, NH - Licensed, NJ - Licensed, OH - MLO-OH.218862, IL - 031.0064799, IN - 49166, PA - 81115, SC - MLO -218862, TN - 212790, TX - Licensed, MI - 218862, MN - MN-MLO-218862, VA - MLO-218862VA, WA -MLO-218862, WI - 218862, WY - 103722, OK - MLO10073, OR – Licensed

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